LIFE INSURANCE IN DELAWARE

Delaware Life Insurance
Coverage

As a small state with a high cost of living in the Mid-Atlantic corridor, Delaware families benefit from comprehensive life insurance coverage.

No Sales Tax Mid-Atlantic Location 25+ Carriers Available
$8,900
Average Funeral Cost
$350K
Median Home Price
6%
Residents Uninsured
25+
Carriers Available

COVERAGE IN THE FIRST STATE

Life Insurance in Delaware

Delaware is home to nearly 1 million residents, with major cities including Wilmington, Dover, and Newark. With a median household income around $72,000 and proximity to major metro areas like Philadelphia, many Delaware families carry mortgage obligations and want to protect their loved ones from financial hardship.

The average funeral and burial cost in Delaware is approximately $8,900. Without proper coverage, these costs fall directly on surviving family members. Final expense insurance provides a straightforward way to ensure your family is never left with that burden.

Delaware's location in the heart of the Mid-Atlantic means residents face higher-than-average costs for both housing and end-of-life expenses. While the state has no sales tax, funeral costs near $8,900 make final expense coverage a smart financial move for Delaware families.

COST COMPARISON

How Delaware Compares to National Averages

Average Funeral Cost
National
$8,300
Delaware
$8,900
Median Home Price
National
$420,000
Delaware
$350,000
Avg. Monthly Life Insurance Premium
National
$50
Delaware
$47

OUR CARRIER PARTNERS

Top Carriers in Delaware

Asurgo works with 25+ top-rated insurance carriers to find you the best coverage at the lowest rate. Here are some of the carriers available to Delaware residents.

Transamerica Mutual of Omaha AIG Aetna Americo Foresters Financial F&G National Life Group Royal Neighbors Gerber Life Lafayette Life Aflac

Carrier availability varies by individual health factors and coverage type.

FREQUENTLY ASKED QUESTIONS

Delaware Life Insurance FAQ

How much does final expense insurance cost in Delaware?
Most Delaware residents pay between $25 and $70 per month for final expense insurance, depending on age, health, and coverage amount. Policies typically range from $5,000 to $50,000. Asurgo shops 25+ carriers to find the lowest rate for your situation.
Do I need a medical exam for life insurance in Delaware?
Not always. Many final expense and mortgage protection plans require no medical exam. You answer a few health questions, and coverage can be approved the same day. Larger policies may require underwriting.
What is the average funeral cost in Delaware?
The average funeral and burial cost in Delaware is approximately $8,900, which includes the service, casket, burial plot, and headstone. Costs can vary significantly depending on the city and type of service chosen.
Does Asurgo offer mortgage protection in Delaware?
Yes. Asurgo offers mortgage protection insurance in Delaware through multiple carriers. Coverage is designed to pay off or reduce your mortgage balance if you pass away, become disabled, or are diagnosed with a critical illness.
Does Delaware's small size affect insurance availability?
Not at all. Asurgo works with 25+ carriers that offer coverage throughout Delaware. Regardless of whether you live in Wilmington, Dover, or a rural area, you have access to the same competitive rates and policy options.

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