LIFE INSURANCE IN MISSOURI

Missouri Life Insurance
Coverage

Missouri families across two major metro areas and rural communities alike rely on life insurance to protect their homes and cover final expenses.

Two Major Metros Affordable Housing 25+ Carriers Available
$7,500
Average Funeral Cost
$230K
Median Home Price
9%
Residents Uninsured
25+
Carriers Available

COVERAGE IN THE SHOW-ME STATE

Life Insurance in Missouri

Missouri is home to over 6.1 million residents, with major cities including Kansas City, St. Louis, and Springfield. With a median household income around $61,000 and affordable housing in both the Kansas City and St. Louis metro areas, many Missouri families carry mortgage obligations and want to protect their loved ones from financial hardship.

The average funeral and burial cost in Missouri is approximately $7,500. Without proper coverage, these costs fall directly on surviving family members. Final expense insurance provides a straightforward way to ensure your family is never left with that burden.

Missouri's Show-Me State mentality extends to insurance shopping, where residents want to see real value before committing. With funeral costs below the national average at $7,500, affordable final expense policies can provide full coverage. Asurgo lets Missouri residents compare 25+ carriers side by side.

COST COMPARISON

How Missouri Compares to National Averages

Average Funeral Cost
National
$8,300
Missouri
$7,500
Median Home Price
National
$420,000
Missouri
$230,000
Avg. Monthly Life Insurance Premium
National
$50
Missouri
$47

OUR CARRIER PARTNERS

Top Carriers in Missouri

Asurgo works with 25+ top-rated insurance carriers to find you the best coverage at the lowest rate. Here are some of the carriers available to Missouri residents.

Transamerica Mutual of Omaha AIG Aetna Americo Foresters Financial F&G National Life Group Royal Neighbors Gerber Life Lafayette Life Aflac

Carrier availability varies by individual health factors and coverage type.

FREQUENTLY ASKED QUESTIONS

Missouri Life Insurance FAQ

How much does final expense insurance cost in Missouri?
Most Missouri residents pay between $25 and $70 per month for final expense insurance, depending on age, health, and coverage amount. Policies typically range from $5,000 to $50,000. Asurgo shops 25+ carriers to find the lowest rate for your situation.
Do I need a medical exam for life insurance in Missouri?
Not always. Many final expense and mortgage protection plans require no medical exam. You answer a few health questions, and coverage can be approved the same day. Larger policies may require underwriting.
What is the average funeral cost in Missouri?
The average funeral and burial cost in Missouri is approximately $7,500, which includes the service, casket, burial plot, and headstone. Costs can vary significantly depending on the city and type of service chosen.
Does Asurgo offer mortgage protection in Missouri?
Yes. Asurgo offers mortgage protection insurance in Missouri through multiple carriers. Coverage is designed to pay off or reduce your mortgage balance if you pass away, become disabled, or are diagnosed with a critical illness.
Can I compare insurance rates from multiple carriers in Missouri?
Absolutely. Asurgo shops 25+ carriers on your behalf, so you can compare rates and coverage options side by side. This means Missouri residents get the best available rate without having to contact multiple companies individually.

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