LIFE INSURANCE IN OKLAHOMA

Oklahoma Life Insurance
Coverage

Oklahoma has one of the highest uninsured rates in the nation, making accessible life insurance a priority for families across the state.

High Uninsured Rate Affordable Housing 25+ Carriers Available
$7,800
Average Funeral Cost
$195K
Median Home Price
14%
Residents Uninsured
25+
Carriers Available

COVERAGE IN THE SOONER STATE

Life Insurance in Oklahoma

Oklahoma is home to nearly 4 million residents, with major cities including Oklahoma City, Tulsa, and Norman. With a median household income around $55,000 and some of the most affordable housing in the country, many Oklahoma families carry mortgage obligations and want to protect their loved ones from financial hardship.

The average funeral and burial cost in Oklahoma is approximately $7,800. Without proper coverage, these costs fall directly on surviving family members. Final expense insurance provides a straightforward way to ensure your family is never left with that burden.

Oklahoma's 14% uninsured rate ties with Texas for the highest in the nation, which means many families lack essential coverage. With affordable housing and funeral costs near $7,800, even modest life insurance policies provide significant protection for Sooner State families.

COST COMPARISON

How Oklahoma Compares to National Averages

Average Funeral Cost
National
$8,300
Oklahoma
$7,800
Median Home Price
National
$420,000
Oklahoma
$195,000
Avg. Monthly Life Insurance Premium
National
$50
Oklahoma
$47

OUR CARRIER PARTNERS

Top Carriers in Oklahoma

Asurgo works with 25+ top-rated insurance carriers to find you the best coverage at the lowest rate. Here are some of the carriers available to Oklahoma residents.

Transamerica Mutual of Omaha AIG Aetna Americo Foresters Financial F&G National Life Group Royal Neighbors Gerber Life Lafayette Life Aflac

Carrier availability varies by individual health factors and coverage type.

FREQUENTLY ASKED QUESTIONS

Oklahoma Life Insurance FAQ

How much does final expense insurance cost in Oklahoma?
Most Oklahoma residents pay between $25 and $70 per month for final expense insurance, depending on age, health, and coverage amount. Policies typically range from $5,000 to $50,000. Asurgo shops 25+ carriers to find the lowest rate for your situation.
Do I need a medical exam for life insurance in Oklahoma?
Not always. Many final expense and mortgage protection plans require no medical exam. You answer a few health questions, and coverage can be approved the same day. Larger policies may require underwriting.
What is the average funeral cost in Oklahoma?
The average funeral and burial cost in Oklahoma is approximately $7,800, which includes the service, casket, burial plot, and headstone. Costs can vary significantly depending on the city and type of service chosen.
Does Asurgo offer mortgage protection in Oklahoma?
Yes. Asurgo offers mortgage protection insurance in Oklahoma through multiple carriers. Coverage is designed to pay off or reduce your mortgage balance if you pass away, become disabled, or are diagnosed with a critical illness.
Why is the uninsured rate so high in Oklahoma?
Oklahoma has one of the highest rates of residents without life insurance. Many families are unaware of how affordable coverage can be. Final expense policies can start as low as $25 per month. Asurgo helps Oklahoma families find coverage from 25+ carriers at every budget level.

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