LIFE INSURANCE IN OREGON

Oregon Life Insurance
Coverage

Oregon's high home values and progressive lifestyle make mortgage protection and tax-advantaged insurance products especially relevant for families here.

High Home Values No Sales Tax 25+ Carriers Available
$7,100
Average Funeral Cost
$480K
Median Home Price
6%
Residents Uninsured
25+
Carriers Available

COVERAGE IN THE BEAVER STATE

Life Insurance in Oregon

Oregon is home to over 4.2 million residents, with major cities including Portland, Salem, and Eugene. With a median household income around $70,000 and home values that have risen significantly in the Portland metro area, many Oregon families carry mortgage obligations and want to protect their loved ones from financial hardship.

The average funeral and burial cost in Oregon is approximately $7,100. Without proper coverage, these costs fall directly on surviving family members. Final expense insurance provides a straightforward way to ensure your family is never left with that burden.

Oregon's housing market has seen substantial growth, especially in the Portland metro area, making mortgage protection a priority for homeowners. While funeral costs are below the national average at $7,100, the state's high home values mean that comprehensive life insurance planning is essential for Oregon families.

COST COMPARISON

How Oregon Compares to National Averages

Average Funeral Cost
National
$8,300
Oregon
$7,100
Median Home Price
National
$420,000
Oregon
$480,000
Avg. Monthly Life Insurance Premium
National
$50
Oregon
$47

OUR CARRIER PARTNERS

Top Carriers in Oregon

Asurgo works with 25+ top-rated insurance carriers to find you the best coverage at the lowest rate. Here are some of the carriers available to Oregon residents.

Transamerica Mutual of Omaha AIG Aetna Americo Foresters Financial F&G National Life Group Royal Neighbors Gerber Life Lafayette Life Aflac

Carrier availability varies by individual health factors and coverage type.

FREQUENTLY ASKED QUESTIONS

Oregon Life Insurance FAQ

How much does final expense insurance cost in Oregon?
Most Oregon residents pay between $25 and $70 per month for final expense insurance, depending on age, health, and coverage amount. Policies typically range from $5,000 to $50,000. Asurgo shops 25+ carriers to find the lowest rate for your situation.
Do I need a medical exam for life insurance in Oregon?
Not always. Many final expense and mortgage protection plans require no medical exam. You answer a few health questions, and coverage can be approved the same day. Larger policies may require underwriting.
What is the average funeral cost in Oregon?
The average funeral and burial cost in Oregon is approximately $7,100, which includes the service, casket, burial plot, and headstone. Costs can vary significantly depending on the city and type of service chosen.
Does Asurgo offer mortgage protection in Oregon?
Yes. Asurgo offers mortgage protection insurance in Oregon through multiple carriers. Coverage is designed to pay off or reduce your mortgage balance if you pass away, become disabled, or are diagnosed with a critical illness.
Is mortgage protection especially important in Oregon?
Yes. With median home prices near $480,000, Oregon homeowners carry significant mortgage obligations. Mortgage protection insurance ensures your family can keep the home if something happens to you. Asurgo offers term-matched policies from 25+ carriers to fit your needs.

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