COVERAGE IN THE KEYSTONE STATE

Pennsylvania Life Insurance
Coverage

Pennsylvania's mix of urban centers, suburban communities, and rural areas creates diverse insurance needs across a large senior population. Asurgo connects residents with coverage from 25+ top-rated carriers.

Mixed Urban/Rural Large Senior Population 25+ Carriers Available
$8,200
Average Funeral Cost
$265K
Median Home Price
12%
Residents Uninsured
25+
Carriers Available

COVERAGE IN THE KEYSTONE STATE

Life Insurance in Pennsylvania

Pennsylvania is home to more than 13 million residents, with a population that spans the dense urban corridors of Philadelphia and Pittsburgh to the small towns and rural communities in between. This geographic diversity creates a wide range of financial circumstances and life insurance needs, from suburban families protecting a mortgage to rural seniors planning ahead for final expenses.

Pennsylvania consistently ranks among the oldest states by median age, with a large and growing senior population. The average funeral and burial cost in Pennsylvania is approximately $8,200. Final expense insurance provides a straightforward, affordable way to ensure those costs never fall on surviving family members, with no medical exam required on many plans.

With Asurgo, Pennsylvania residents can compare options from 25+ top-rated carriers and get same-day quotes on final expense, mortgage protection, IUL, and annuity products. Our licensed specialists understand the unique needs of Pennsylvania families and will help you find coverage that fits your budget and protects what matters most.

COST COMPARISON

How Pennsylvania Compares to National Averages

Average Funeral Cost
National
$8,300
Pennsylvania
$8,200
Median Home Price
National
$420,000
Pennsylvania
$265,000
Avg. Monthly Life Insurance Premium
National
$50
Pennsylvania
$48

OUR CARRIER PARTNERS

Top Carriers in Pennsylvania

Asurgo works with 25+ top-rated insurance carriers to find you the best coverage at the lowest rate. Here are some of the carriers available to Pennsylvania residents.

Transamerica Mutual of Omaha AIG Aetna Americo Foresters Financial F&G National Life Group Royal Neighbors Gerber Life Lafayette Life Aflac

Carrier availability varies by individual health factors and coverage type.

FREQUENTLY ASKED QUESTIONS

Pennsylvania Life Insurance FAQ

How much does final expense insurance cost in Pennsylvania?
Most Pennsylvania residents pay between $30 and $70 per month for final expense insurance, depending on age, health, and coverage amount. Policies typically range from $5,000 to $50,000. Asurgo shops 25+ carriers to find the lowest rate for your situation.
Do I need a medical exam for life insurance in Pennsylvania?
Not always. Many final expense and mortgage protection plans require no medical exam. You answer a few health questions, and coverage can be approved the same day. Larger policies may require underwriting.
What is the average funeral cost in Pennsylvania?
The average funeral and burial cost in Pennsylvania is approximately $8,200, which includes the service, casket, burial plot, and headstone. Costs can vary depending on the region and type of service chosen.
Does Asurgo offer mortgage protection in Pennsylvania?
Yes. Asurgo offers mortgage protection insurance in Pennsylvania through multiple carriers. Coverage is designed to pay off or reduce your mortgage balance if you pass away, become disabled, or are diagnosed with a critical illness.
What life insurance options are available for seniors in Pennsylvania?
Pennsylvania has one of the oldest median-age populations in the country, and Asurgo specializes in coverage for seniors ages 45 to 85. Final expense policies require no medical exam and can be approved the same day. Annuities and IUL policies offer additional options for retirement income and wealth protection.

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