Texas Life Insurance
Coverage
With nearly 30 million residents and one of the highest homeownership rates in the country, Texas families need reliable life insurance coverage they can count on.
COVERAGE IN THE LONE STAR STATE
Life Insurance in Texas
Texas has one of the largest and most diverse populations in the U.S., with nearly 30 million residents. With a median household income around $67,000 and a homeownership rate above 62%, many Texas families carry mortgage obligations and want to protect their loved ones from financial hardship.
The average funeral and burial cost in Texas is approximately $8,400. Without proper coverage, these costs fall directly on surviving family members. Final expense insurance provides a straightforward way to ensure your family is never left with that burden.
Texas has no state income tax, which makes Indexed Universal Life (IUL) policies particularly attractive for residents looking to build tax-advantaged wealth while maintaining life insurance protection. With Asurgo, you can compare options from 25+ carriers to find the best fit for your budget and goals.
COST COMPARISON
How Texas Compares to National Averages
PRODUCTS
Coverage Options for Texas Residents
Final Expense Insurance
Cover funeral costs, medical bills, and final debts so your family is never burdened. With the average Texas funeral costing $8,400, coverage from $5,000 to $50,000 provides meaningful protection.
Mortgage Protection Insurance
If something happens to you, your policy helps pay the mortgage so your family keeps the home. With the median Texas home priced at $290,000, this coverage brings real peace of mind.
IUL Insurance
Build tax-advantaged wealth while maintaining life insurance protection. With no state income tax in Texas, IUL offers an additional layer of tax-efficient growth for your retirement.
Annuities
Turn your savings into guaranteed income you cannot outlive. Fixed and indexed options from top-rated carriers, designed to supplement your retirement.
OUR CARRIER PARTNERS
Top Carriers in Texas
Asurgo works with 25+ top-rated insurance carriers to find you the best coverage at the lowest rate. Here are some of the carriers available to Texas residents.
Carrier availability varies by individual health factors and coverage type.
FREQUENTLY ASKED QUESTIONS
Texas Life Insurance FAQ
How much does final expense insurance cost in Texas?
Do I need a medical exam for life insurance in Texas?
What is the average funeral cost in Texas?
Does Asurgo offer mortgage protection in Texas?
Can I use IUL for tax-free retirement income in Texas?
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