Get Your Free Burial Insurance Quote
Compare rates from 25+ carriers in minutes. No medical exam on most plans. Coverage in as fast as 24 hours.
We Shop 25+ Top-Rated Carriers So You Don't Have To
Coverage in 24 Hours
Most applicants are approved the same day with coverage starting within 24 hours.
No Medical Exam
Simple health questions only. No blood tests, no doctor visits, no waiting for lab results.
Starting at $30/Month
Most clients pay between $30 and $70 per month for $10,000 to $25,000 in coverage.
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Enter the name of the person you'd like as your beneficiary.
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Why Families Choose Asurgo
25+ Carriers
We're an independent broker, not a captive agent. We shop Mutual of Omaha, Transamerica, Aetna, and 22+ other top-rated carriers to find you the lowest rate for your health profile.
No Medical Exam
Most of our plans require no medical exam -- just a few simple health questions. No blood tests, no doctor visits, no waiting for lab results.
Coverage in 24 Hours
Most applicants are approved the same day and can have coverage in place within 24 hours. Your family is protected fast.
Licensed Specialists
Every quote is handled by a licensed insurance specialist who shops the market for you. Real people who answer your questions -- not robots or call centers.
4.9-Star Google Rating
Rated 4.9 out of 5 on Google with 1,500+ families served and $30M+ in coverage secured.
How Getting Covered Works
Answer a Few Questions
Tell us your age, health, and coverage needs. Takes about 2 minutes. No medical exam on most plans.
We Shop 25+ Carriers
Your licensed specialist compares rates across our carrier network to find your best option -- same day.
Choose Your Plan
Review your personalized quotes. Pick the plan that fits your budget. No obligation to buy.
Get Covered
Once you choose, most applicants have coverage in place within 24 hours. Rates are locked for life.
How Much Does Burial Insurance Cost?
Most clients pay between $30 and $70 per month for $10,000 to $25,000 in coverage. Your rate depends on your age, health profile, coverage amount, and plan type.
| Age Range | $10,000 Coverage | $25,000 Coverage |
|---|---|---|
| 50 - 59 | ~$30 - $45/mo | ~$65 - $95/mo |
| 60 - 69 | ~$40 - $60/mo | ~$85 - $130/mo |
| 70 - 79 | ~$55 - $85/mo | ~$120 - $180/mo |
| 80 - 85 | ~$75 - $120/mo | ~$170 - $250/mo |
Rates shown are estimates for non-smoking females in standard health. Your actual rate depends on health, carrier, and state. Get your personalized quote above for exact pricing.
Frequently Asked Questions
Do I need a medical exam to get burial insurance?
No. Most burial insurance plans use simplified issue underwriting -- a few health questions on the application, no medical exam, no blood tests. Some guaranteed acceptance plans don't ask health questions at all, though they may have a graded benefit period during the first two to three years.
What is the difference between final expense and burial insurance?
They're the same thing. Final expense, burial insurance, and funeral insurance are all names for small whole life policies ($5,000 to $50,000) designed to cover end-of-life costs so your family doesn't have to pay out of pocket.
Can I get burial insurance with diabetes or other health conditions?
Yes. We work with 25+ carriers, many of which accept applicants with diabetes, COPD, heart conditions, and other health issues. Your rate depends on the condition and how it's managed. Get a quote to see your specific options.
How fast can I get coverage?
Most applicants are approved the same day. Coverage can be in place within 24 hours for simplified issue plans. Guaranteed acceptance plans may have a two to three year graded benefit period before the full death benefit applies.
What happens to the money when I pass away?
Your beneficiary receives the full death benefit tax-free, usually within days of filing a claim. They can use it for funeral costs, outstanding bills, or anything else. There are no restrictions on how the money is spent.
Is my rate locked in forever?
Yes. Final expense is whole life insurance. Once your policy is issued, your premium never increases and your coverage never decreases, regardless of changes to your health.
Why should I use a broker instead of going directly to a carrier?
A single carrier offers one set of rates. As an independent broker, Asurgo shops 25+ carriers simultaneously to find the lowest rate for your specific age, health, and coverage needs. One application, multiple offers.
"Every family deserves coverage they can afford. That's why we shop 25+ carriers -- so you don't have to."
Nicholas Norminton
Licensed Insurance Specialist · NPN #20817039 · Licensed in All 50 States