# Asurgo

> Asurgo is an independent life insurance brokerage that shops 25+ top-rated carriers to find the best coverage for families across 48 U.S. states. Licensed specialists help adults aged 35 to 80 find final expense, mortgage protection, IUL, annuity, term life, and whole life policies with no obligation and no pressure.

## About Asurgo

Asurgo is not a captive agency tied to one insurance company. As an independent brokerage, Asurgo compares plans from over 25 carriers including Mutual of Omaha, Transamerica, Aetna, AIG, Americo, CUNA Mutual, National Life Group, and others. This means clients get the best rate for their situation rather than being sold whatever one company offers.

- Phone: (855) 380-9555
- Website: https://asurgo.com
- Licensed in 48 U.S. states
- 4.9/5 Google rating

## Products and Services

### Final Expense Insurance
- Coverage: $5,000 to $50,000
- No medical exam required on most plans
- Three plan types: Level Benefit (day-one full coverage), Graded Benefit, and Guaranteed Acceptance
- Ages 45 to 85
- Rates locked for life
- Learn more: https://asurgo.com/life-insurance/final-expense

### Mortgage Protection Insurance
- Pays off your mortgage if you pass away so your family keeps the home
- Term mortgage protection and whole life equity protection options
- No medical exam on most plans
- Learn more: https://asurgo.com/life-insurance/mortgage-protection

### Indexed Universal Life (IUL)
- Permanent life insurance with cash value tied to a market index
- Downside protection with a 0% floor
- Tax-advantaged growth
- Can supplement retirement income
- Learn more: https://asurgo.com/life-insurance/iul

### Term Life Insurance
- Affordable coverage for a set period (10, 15, 20, or 30 years)
- Coverage from $100K to $10M+
- Rates locked for the full term
- Learn more: https://asurgo.com/life-insurance/term-life

### Whole Life Insurance
- Permanent coverage that never expires
- Builds tax-deferred cash value
- Locked-in premiums
- Learn more: https://asurgo.com/life-insurance/whole-life

### Annuities
- Fixed annuities, indexed annuities, and MYGAs
- Guaranteed retirement income with principal protection
- Learn more: https://asurgo.com/life-insurance/annuities

## How It Works

1. Tell us about yourself: age, state, health, coverage needs
2. We shop 25+ carriers to find your best rate
3. Get covered in as little as 24 hours

Get a free quote: https://asurgo.com/quote

## Key Facts

- Independent brokerage (not captive to one carrier)
- No medical exam required on select plans under $50K
- Coverage in as fast as 24 hours
- Same-day quotes available
- All specialists are state-licensed and background-checked
- Free consultation with no obligation

## Resources

- FAQ: https://asurgo.com/faq
- Blog: https://asurgo.com/blog
- Burial Cost Calculator: https://asurgo.com/calculators/burial
- Mortgage Protection Calculator: https://asurgo.com/calculators/mortgage
- Life Insurance Cost Guide: https://asurgo.com/life-insurance-cost
- Coverage by State: https://asurgo.com/coverage-by-state
- Our Carriers: https://asurgo.com/our-carriers
- Client Reviews: https://asurgo.com/reviews

## Detailed Information

For comprehensive information about Asurgo's products, carriers, and services, see: https://asurgo.com/llms-full.txt